At Varra Financial, we strive to help clients achieve their unique financial goals at every stage and transition of life. Our mission is to provide trustworthy, reliable expertise you turn to when you make financial decisions for yourself and your family. Because we work as a team, you will always have access to multiple perspectives and financial advisors. By taking the time to understand your situation, goals, and values, we work together to build the right plan for your future.
Our Approach
How We Partner With You
Whether you are seeking to effectively manage complex cash flow decisions, carve a path towards retirement, or enhance the value of your business prior to exiting the business, we strive to provide you with the best strategy to reach your goals. To build your personalized financial plan, the process begins with a meeting where we get to know you, your current personal and financial circumstances, and your goals. From there, our team of advisors will weigh in on your case–ensuring that you have multiple perspectives–and develop a well-rounded plan. At this point, we will sit down with you and dive into our recommendations, taking in your feedback and offering ideas that you perhaps haven’t considered. Once we’ve collaborated and determined your course of action, we take the necessary steps to implement it, while also holding you accountable to doing your part. And because financial planning is a dynamic process, we are constantly assessing and reassessing your plan to ensure you’re on course toward your ultimate financial goals.
Explore Our Services
Wealth Management
Wealth management is a term that is inclusive of anything to do with the financial lives of our clients. With our comprehensive approach to this process as an independent firm, we are seeking the best possible services and products to assist you in achieving your goals.
Risk Management
Risk management services include analyzing your financial situation and identifying its most vulnerable aspects. This is a good way to evaluate and plan to strengthen your position. From there our team can work with you to build a financial plan that makes you feel secure in your investments.
Tax Efficiency
While we do not give specific tax advice to clients, we do make them aware of different strategies that might prove more advantageous and help them understand the right questions to ask their accountant. From there a client can confer with an accountant if certain strategies might be appropriate for their circumstances.
Estate Planning
Anyone can benefit from estate planning; it is not only for the ultra-wealthy. To ensure your estate is distributed the way you intended, having a plan in place is important. We work with clients to make sure that their loved ones are cared for through all of life’s transitions.
Cash Flow Analysis
Cash flow management is a dynamic topic and critical at all stages of a financial plan. Cash flow needs and discussions are constantly evolving for our clients, which is why we are proactive in reviewing established goals and prioritizing cash flow allocation to align with your goals. It’s an ongoing process and our team will help keep you on track when life gets busy.
Income Distribution
Now that you’ve done a good job saving, you will need a distribution strategy. This is a critical point for all people but especially those in retirement. One major misstep here could cause a plan to fail. Our team can look at the big picture and provide strategies for multiple scenarios, leaving no stone unturned, so that you might enjoy the rewards of your hard work and efforts.
